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Paypal extras mastercard credit limit

Consumer credit: risks loom large

· April 22, 2019 ·

Consumer credit has grown by five times in the last five years, according to the State Bank of Vietnam. The Financial Times newspaper noted that Vietnam’s consumer lending field remains ‘young’. Vietnam has great potential to develop the field thanks to the young population (70 percent of people are 15-64 years old) and the high economic growth rate (over 6 percent). It's easy to access consumer loans In late 2012, total consumer loans were VND230 trillion, accounting for 8 percent of total outstanding loans of the economy. By late 2017, the figure had reached VND1,100 trillion, or 4.8 times higher than 2012, accounting for 18 percent of total outstanding loans. As of December 31, 2018, the total assets of finance and finance leasing companies had reached VND167.822 trillion, up by 18.27 percent over the end of 2017, while their chartered capital had increased by 17.2 percent and regulatory capital by 39.4 percent. The consumer lending market includes … [Read more...] about Consumer credit: risks loom large

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Banks rush to issue bonds ahead of capital requirement deadline

· December 16, 2019 ·

BIDV was among the largest bond issuers in November, with VNĐ8.6 trillion. — Photo BIDV Rising medium- and long-term capital demands to meet stricter regulations on credit safety limits and capital adequacy early next year were putting pressure on commercial banks to issue bonds in the final months of the year, experts said. The latest report from Saigon Securities Incorporation (SSI) released on Monday showed that banks continued to issue bonds worth nearly VND14.15 trillion (US$615.17 million) last month, bringing the total in the first eleven months of this year to VND94 trillion. The issuance made banks the main player in the corporate bond market in the period, accounting for 45.5 per cent of the market’s total bond value. In November, BIDV was among the largest bond issuers with VND8.6 trillion. The bank issued bonds worth a total of nearly VND12.82 trillion in the first eleven months with terms from six to ten years and variable rates to increase long-term … [Read more...] about Banks rush to issue bonds ahead of capital requirement deadline

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FLC to spend 3 billion USD on buying 24 Airbus planes

· March 8, 2018 ·

Property developer FLC Group, which owns Bamboo Airways, has decided to buy 24 A321 Neo aircrafts worth 3 billion USD from French manufacturer Airbus. (Photo: vnexpress.net) Hanoi (VNA) – Property developer FLC Group, which owns Viet Bamboo Airways Company Limited (Bamboo Airways), has decided to buy 24 A321 Neo aircrafts worth 3 billion USD from French manufacturer Airbus. The decision was announced at a meeting in Hanoi on March 6 between FLC and Airbus. “After painstakingly studying all options, FLC Group and Bamboo Airways decided to order 24 aircrafts from Airbus until 2025. Based on operating and testing performance, we will seek more ways for further cooperation”, said the group’s chairman Trinh Van Quyet. Airbus A321 Neo is a new version, the biggest aircraft in the A320 model of Airbus. The 220-seat aircraft saves fuel and reduces emission and noise. It is a popular airplane that is being used by most airlines in the world, including Vietnam. … [Read more...] about FLC to spend 3 billion USD on buying 24 Airbus planes

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NAPAS completes standard set for domestic cards

· May 27, 2018 ·

The National Payment Corporation of Vietnam (NAPAS) recently completed the building of a standard set for domestic cards (Photo: TPBank) Hanoi (VNA) - The National Payment Corporation of Vietnam (NAPAS) recently completed the building of a standard set for domestic cards, according to State Bank of Vietnam (SBV). The new set is compatible with EMV standards as well as standards of international card organisations such as Visa, MasterCard, JCB and UnionPay. NAPAS has handed over technical manuals to banks, point of sale (POS) terminal suppliers and card-issuing institutions so that they can adjust their systems in line with the new standards. With the new set, SBV expects 70 million bank cards in Vietnam, which are magnetic stripe ATM cards and can be easily hacked due to weak security features, to be replaced by chip cards with EMV standards by 2020 as planned. Earlier, international card-issuing organisations had recommended Vietnamese banks to use chip cards meeting EMV … [Read more...] about NAPAS completes standard set for domestic cards

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70 million magnetic stripe cards ready to be converted to chip cards

· May 21, 2019 ·

Vietcombank domestic chip card has just been released (Photo: Vietnam+) Hanoi (VNA) - “By this time, the preparation process, infrastructure, resources, techniques ...is ready to support all commercial banks in the process of converting magnetic cards to chip cards, as required by the State Bank of Vietnam in Circular 41/2018 /TT-NHNN, amending Circular 19 on bank card operations. Vietnamese VCCS card chip set was also developed in accordance with specific standards for Vietnam market and compatible with EMW international standards." The information was revealed by Nguyen Quang Minh, Deputy General Director of the Vietnam National Payment Corporation (NAPAS) on the roadmap for converting magnetic card (ATM) to chip card. 70 percent of bank cards are ready Minh said that it is expected that from May 28, some commercial banks will start to issue ATM cards made of high-security chip technology to replace the existing magnetic stripe cards. In 2019, 21 million ATM cards will be … [Read more...] about 70 million magnetic stripe cards ready to be converted to chip cards

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